Our children bring us great joy – first words, first steps, and first days of school, to name a few. Our children also bring us big worries and expenses, many of which are avoidable. One event that brings us both worry and expense is when our teenagers start driving. Auto-related injury and death statistics have us biting our nails until our teenagers get home, and the same statistics have us emptying our bank accounts every month for auto insurance costs. students.
Although we may not be able to drive our teens everywhere they need to go for the rest of their lives, there are several ways to get cheap car insurance for our teens.
1. Get your young driver to take a driving course at school and encourage them to get good grades. Many car insurance companies offer discounts to teenage drivers who have taken driving lessons and get high enough marks.
2.Add your teen driver to your own car insurance policy. There's no reason to buy a completely separate car insurance policy for your young driver when you can add it to your own car insurance policy. This alone will save you money, and you may even be able to get a multi-policy discount. Ask your own car insurance agent.
3. Drive responsibly. If your teen sees you speeding, ignoring stop signs, and giving in to road rage, they'll most likely develop the same driving behaviors. These behaviors lead to traffic tickets and accidents, both of which will lead to higher insurance prices, as well as injuries and deaths.
Of course, we can't stop our kids from driving eventually, but we can find ways to get cheap car insurance for our teenage drivers. Some of these ways will also help our teenage drivers become safe and responsible drivers. It's a win-win situation!